Fev’s Uber Eats account $37,000 – what the!?

Ever thought, why it’s easy for some and not me? Why can’t I get ahead of the curve, whilst others can? Then you use that term, Budget, the term that has let you down so much in the past that you can’t bring yourself to even try?

Let’s try something new and replace that word budget! Budget to most often means restriction and something akin to dieting, never works long term right!

Consider ‘Cashflow Discovery’ as your new friend that will help you remove financial stress from your life. It may not be immediate, however a consistent approach over a period will create new behaviors that you will be proud of, rather than fear.

Will it hurt? Sure, realization often does.  Once the shock subsides, the understanding of waste commences, and the outcomes that flow will soon see you championing Cashflow Discovery.

For so many cashflow dictates our life, and the choices we make with cashflow dictate our stresses and financial opportunities.

So what is Cashflow Discovery? It is simply an analysis of your expenditure. You will identify where your money goes. Simple stuff right? So simple most of us don’t do this.

Next, you will highlight areas of expenditure that seem considerably high. It is then the change occurs. We start to think, what if, what could I achieve, what do I want for myself? Wants and behaviour start to change and you’re on your way to making better choices in line with what you truly want to achieve.

At Formation Financial Services we call this Cashflow Discovery, and recommend you try it some time.

Stay tuned for my helpful Cashflow Discovery tools!